There is still a many monthes, but to bank application still loans in advance person begins to increase. Yesterday reporter when some banks of Ningbo see , a lot of persons are filling out to move up the application returned room loan, is single or when consulting returns room loan matter. Up to now, in this year, center is all right to add breath five times, for" the loan of Lao Fang", on January 1 of next year, rising to want oneness digestion five times add the burden increased by breath. ( " the modern gold of November 21 newspaper "Http: / /news.qq.com/a/20071121/000436.htm)
To stabilize price , restrain CPI to climb fast to rise , reduce inflation livelihood to send risk , center trip is five in this year to add breath, on eight times, adjust the deposit interest rate of capital reserve. As this frequently economic means, as the butterfly oestrum of Ya-Ma-Xun valley, instigate wing frequently, one stimulates the nerve of nation-wide every stratum people. Adding five times to cease whether stabilize price remain to inspect yet, but point does not be queried: Adding breath to seem one hope that Fang Nu scatters salt on wound. So, the author not only wants to ask one sentence: It can become to press the finally a rice straw across Fang Nu that adding cease?
Add breath as well as possibility to digest five times as early as possible come one after another add the burden of breath increase, Fang Nu competes appearance still loan in advance is rational is helpless to select. Believe will not only Ningbo buy room person as this. Here, the author wants to say that there is ability to move up Fang Nu of loan for time, may still go well , cannot Fang Nu of force must fall into deeper layer in anxiety - - has been loan originally burnt first meshed volume.
Meddlesome person has calculated one Zhang: Issue month of 500 thousand Yuan of 30 years is let to increase issue monthes more than 300, of 370 thousand Yuan of 20 years to let to increase 222.62 Yuan, 20 years borrow money time limit comes down , room loan interest total expense increases the Yuans more than 53 thousand. It will not be fallen down that perhaps, somebody will say that lets increase the day of 2300 Yuan in month. May we must see , when Fang Nu Qing its savings deliver head pay prerequisite take off, present room loan expense has taken Fang Nu with month, is first as taking in , other every expenses have been reduced to limit. As Beijing certain Fang Nu the detail of income and expenses is as follows: Little beautiful husband and wife take in in month to amount to 78 thousand yuan, rent 1500 Yuan and room loan 2200 Yuan , two persons have meal 1500 Yuan and the fare Yuans more than 800, communication costs as well as the other some life expense Yuans more than 1000.
Under this kind of condition, month lets each a Yuan that increases as if is to increase a rice straw to camel, if income can not increase , camel has always to pour next that day. We know , a social harmony steady development cannot depart from a maturation in produce the existence of stratum. In fact, in Fang Nu is just large produce stratum. From this, is easy to see to add frequently to cease the reduction that will expect to the society where Fang Nu brings what economic pressure as well as brings from this.
Indeed, the author approves following viewpoint: Economic problem is very complex, it is a coin both sides always, a double-edged sword is impossible fish and bear's paw simultaneously get. Yes, inflation is fearful, cannot do not guard against , to prevent inflation, will inevitably want to add breath; Room price rises boundlessly is also fearful, room price rising the "contribution" that stir-fries home necessary and people purchase blindly, to restrain , will also add breath; May add breath frequently but necessity is aggravated , have bought room the economic burden of person. What call one depression is that who is also not supernatural , and can not foresee that the social total benefit that a economic policy produces is only negative.
Theory even so, it can break through routine if the author thinks that is on actual operation. Take to add breath , who not whether accept to add the necessariness of breath , after all once occuring inflation, aftermath will be disastrous. Though as this, center trip is can come exception, enact one to help meet an urgent need policy: Still loan amount follows to add breath floating specific problem specific analysis. Certainly here, will increase workload: Analysis one takes off buy a house on time nature, since make investment still. Actually, is can distinguish: Purchase a set of nature may determine the nature is since live , purchasing many covers have investment suspicion.
The author thinks that is just nation-wide people as the state-owned bank of monopoly industry - - its maximum shareholder, for the harmonious development of entire society, to alleviate the economic pressure of Fang Nu, to avoid Fang Nu, have been added the finally a rice straw that breath brings to press to die, make sacrifice complete should, is just its duty place. Shout to undertake the state-owned time of testing you and monopolizing bank of social responsibility and have arrived.
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