In the capital bank publishing many pipes of credit card it takes off ( the bank publisher people currency card of foreign capital step postponement)

The bank RMB card of foreign capital must establish assigned one of " bank card data center " first in to happen , the RMB card that makes each bank of foreign capital publish self will be again draged further. 4 have presented RMB bank card to publish the trip of foreign capital of application now does not still carry out center trip to stipulate , it is still very long to start the road where bank blocks data central construction and formally sends card. In however, the step that capital bank has not put the publication of slow credit card therefore , in September since blocking message with the hair issued on message net , see that there are 16 bank cards to come out. In which, in work and farming , , build 4 big banks have publication.

In insider shows , is all right slowly for the

Grab jointly

In all new hair blocks , jointly signed card is most, a domestic personage of credit card of certain large scale bank tells reporter: " now, the jointly signed card of each domestic bank competition is very intense, certainly, grasping the more jointly signed bank of resource have advantage the more. "

Only China Merchants Bank a have published many jointly signed credit card. Recruit trip hand in hand UAA joint automobile club, unite in Beijing Mei put out " the UAA automobile jointly signed credit card of China Merchants Bank", again send jointly signed credit card with many shape house heads , still cooperate with the chain hotel of 7 days to put out " the chain hotel jointly signed credit card of 7 days".

And even jointly signed card is cooperative, the scope of unit is also very extensive, travel and do shopping , financial etc. have too much to watch. China Construction Bank and skill dragon travel net have held the skill dragon smooth trip dragon card named as in " smooth trip 10 thousand Long transport to go smoothly " jointly in Beijing, is first to send ceremony, this card" blocks skill dragon VIP member ", block function with the pair " build trip dragon Ka-Shuang currency kind credit card" to join one , having fused skill dragon travel in net hold business high the finance of travel service content and construction bank special field service, it is special to at the same time have the exclusive credit card of the user degree creation of this two service demands. The golden jointly signed card of ear of grain of the Yangtze River that Agricultural Bank of China and the bond of the Yangtze River issue in Wuhan can not only enjoy agricultural bank golden ear of grain to borrow notes card customer can enjoyment have financial function and additional service, may still enjoy the series increment service that the bond of the Yangtze River offers as well as the preferential campaign of mutual joint organization. " in silver - ideal home of the Great Wall cocoa west member credit card " mark the birth of the first jointly signed credit card of the nation-wide agency profession of air ticket , in this card not only possesses all functions of the silver credit card of the Great Wall, at the same time, the member who has the cocoa west total station of air ticket blocks function.

Between

Now, industrial and commercial bank and China agriculture development bank has jointly put out " the Jinshan card of tree peony", this is the domestic publishing jointly signed credit card of first commercial bank and the bank of policy considerations.

According to introduction, the Jinshan card ,including commercial card and personal card of tree peony have covered silver to unite , Wei scholar( VISA) reach card with everything 3 kinds of brand, there is two currency loan notes cards , single currency accurate loan notes blocks. In which, commercial card costs used in the farming publishing and farming capital enterprise goods buying and meeting of official business the payment of, organization bad travel expenses; Personal card is published used in farming and farming capital enterprise pays the difference of employee the costs such as travel expenses, training cost, medical care and insurance in advance to its employee grant wages and bonus. The goal customer of the Jinshan card of tree peony includes the publication of farming open an account enterprise and its employee, farming publishing different levels organizations and its employees, farming capital enterprises and employees, as well as other and farming publications has individual and the enterprise unit of business exchange.

Insider thinks , this win-win co-operation occurs is in the opportunity that a lot of banks of foreign capital enter countryside financial market one after another , it is very subtle. Recently, will soon take up the post Ao new bank CEO Shao inscription high expression, Ao new bank has rich countryside bank to examine already, hope is used in it the development of Chinese countryside market. In capital bank also does not prepare to give up this market obviously, no matter publishing credit card or, offer credit for peasant entrepreneur, offer financial service for peasant family is increasing service intensity.

The function

Seek function short board , supply customer demand , is also that a lot of banks post a letter with the one of characteristic of card. Reporter discovers , posting a letter recently to use the function of card have specific aim more, aim at customer crowd is also thin.

Recently, Agricultural Bank of China puts out the exclusive loan notes of university student to block - - ," is good to block ", as we have learned, this card faces college in school academy to give birth , undergraduate students and Master livelihood with doctor, may choose and report loss except having the consumer password and reimbursement after consumes first the loan notes cards such as zero risk basic skill can outside, " good card" offer 7 big characteristics according to student group consumer characteristic to serve , as new student may rely on enter school notice bidding; Store in the same city differently( return ) money do not collect fees , extending duration, the profession in the same city takes to now exempt service charge; Tie with the golden campus card of ear of grain to realize the reimbursement stipulated surely. Besides, open credit report , enter society for university student to walk to accumulate credit record in advance for the university student of good credit record.

And develop the bank combination bank business of credit card deeply loan with room business the innovation product put out " according to uncover credit card ", punch the card integral may compensate for room to loan for month let. In letter America transports communication to use card is for regular public affairs go on a business trip and relax to have a vacation customer quantity body customizes.

In the collective action of capital bank indication for the attention of the market of credit card, as the bank of foreign capital enter , in the future, the market intense competition of credit card may be foreseen.