Super half high income personage treats the bank service of foreign capital carefully

Super half high income


Along with the overall open, few door bank of foreign capital with solely fresh face of bank field, settle one after another to wait for gold section in Zhongguancun in, and capital bank forms the tendency of neighbour. Momentary in between, the bank battle of foreign capital of fight high end customer resource has taken place quietly. However, as individual manages money , product has the domestic high end consumer crowd of huge demand, will you again do what choice? The recently British Chinese website of Financial Times( FT Chinese net) manages money for holding commercial personage high in China the online investigation that demand spreads out now has been close to end, related data shows: 54% of high income persons worry about that the bank charge of foreign capital is high, as whether when the bank of foreign capital opens an account still hold wait-and-see attitude.

" serve cost performance" is domestic high end customer whether accept the key of the bank financial product of foreign capital. Though investigating to show the most person the expectation bank of foreign capital enter , manage money to individual and save to offer more choice , but they can worry also, these vessels come finance product whether the actual demand that really satisfies them , whether the service cost of high volume can be changed , returns the service of equivalence or super value. A advertising company's vice-general manager shows when being interviewed: " when the bank of foreign capital opens an account no problem, but if the service that it offers can not let me satisfy , that I will feel that money are colored to have wronged! " according to the report, dregs dozen banks open an account to" make wisdom to manage money ", below each 3 months of 10 thousand dollars, will take the service cost of 150 Yuan; When the comprehensive account that national city bank of New York sets up , if day remaining sum is lower than 10 thousand dollars, will pay the account administration fee of the RMB of 50 Yuan every month. " if same service, the price that the bank of foreign capital issues does not have competitiveness, in consumer can incline the balance of choice also capital bank ", the related comment article of FT Chinese net is pointed out.

Recently, the 9 first banks of foreign capital get approval , set up the bank of legal person in China, is in 2007 , the more bank of foreign capital will come up inland resident. The bank of foreign capital is in the high end market of China that snatches beach direction clear - - 20% of ten point. This from Chinese safe field open may find out clue, the most of high end customers are pulled by the insurance company of foreign capital , and offer custom-made product to hold customer high , is just the advantage place of the bank of foreign capital. Show according to the FT Chinese data of the online investigation part that nets " the Chinese business of 2006 years personage manages money demand investigation ": Though, 63% of persons think that the bank of foreign capital will bring the service of more financial product and high quality, but collect fees because of its service is high , save and manage money the starting point of product is high, the person more than half as whether choice the bank of foreign capital still holds wait-and-see attitude. Is no problem, domestic high end crowd for the bank of foreign capital accept to know whether can control the bank short period of foreign capital with attitude in China market opens situation.

As we have learned after, in formally open since the bank field of end of 6 year, capital bank increases high end one after another individual manages money the developing intensity of market. Contend with the bank of foreign capital on high end customer attack city to plunder land , recently industrial and commercial bank when nation-wide scope high-sounding words upgrade this trip high end manages money brand " manage money Jin account ", it is this to serve hold high with the bank main dozen of foreign capital customer " private bank service" have many similar places. And the distinguished guest of " 3+N " of the bank of the people's livelihood serves , the wealth of broad publication management center and the golden key of farming trip manage money etc., also recruit eagerly to solicit high end customer. Seize to hold personal customer high in, become the bank short soldier of foreign capital appearance the first battle-field that receives.