Friday, February 22, 2008

The Zhejiang first bank sub-branch of foreign capital shows up on 28th

Early newspaper message yesterday morning at nine thirty, accompany "lion" wave sound, the Zhejiang first bank sub-branch level network and points of foreign capital, the bank writing sunshine sub-branch of East Asia formally shows up. And its RMB business will be also opened in near future, then, citizen stores a Yuan, have convenient money may when that opens an account.

Goal lock

" have got sub-branch retail department, our RMB business may be met immediately with citizen, the business focal point in the future will put is extending enterprise and personal high end customer. " though, before this all regard as the bank of East Asia relative common people the foreign capital that melts bank, but yesterday start business ceremony goes up , the bank Chinese vice-chairman of the board of East Asia of limited company speaks without reservation land expression, the market location of the bank affir of East Asia of retail trade is a guest the service business of household fund management business, in goal customer is high end customer.

The relevant responsible person of the bank Hangzhou branch of East Asia shows , they value Hangzhou city and even the financial market of other Zhejiang province regions, therefore it will have the more and more bank outletses of East Asia in the future to appear in Hangzhou.

However, the work trip high new sub-branch that starts business and before today wealth center compares , it is splendid that fortification is called as the bank first sub-branch of East Asia of high end customer service and is not as good as the former, it is simple that its fit up looks some.

RMB accurate

Until now, it is 3 that the bank of foreign capital of RMB business that already manages or will soon manage in Hangzhou possesses. Though they profess that run the high end customer crowd of Zhejiang come , but discover carefully relatively that they select the standard of customer and are not unified high "threshold".

Since opening an account , form is seen , the most banks of foreign capital have not made restriction for account amount of money , therefore say theoretically, a Yuan money also may when the bank of foreign capital opens an account. Genuine threshold actually is higher Ang service cost. Investigation shows that fund can't reach the account of certain amount of money, usually, will be taken the administration fee of the 50 Yuan per month. This concept in, and capital bank " small account administration fee" is similar in, however this cost of capital bank needs only two Yuan every month, it is the 4% of the bank of foreign capital only. Change sentence words to say , if you when the certain domestic bank of foreign capital sets up account coexistence into the RMB of 500 Yuan, after so 10 months, even if what also not do, this money have also had no.

The threshold of comparison that the domestic bank of foreign capital announces each is discovered easily, these markets enter person recently is aiming and not only is so called rich person stratum. Now, Hangzhou foreign capital divides into two levels as bank according to the fund many customers of major general. With national city bank of New York, for example: A kind of is wise to manage money , customer minimum everyday comprehensive account remaining sum is RMB 80 thousand Yuan( or equivalence foreign currency); Another is that distinguished guest manages money , customer minimum everyday comprehensive account remaining sum is 800 thousand Yuan( or equivalence foreign currency). And it is 100 thousand Yuan to remit plentiful bank ordinary customer to set up limit , the customer of distinguished guest is 500 thousand Yuan.

Generally speaking, the threshold of the bank high-grade customer of foreign capital is " the first RMB of 500 thousand-800 thousand" in, is equivalent to the VIP customer of capital bank, the threshold highest 100 thousand Yuan of ordinary customer controls , minimum not install threshold temporarily as the bank of East Asia for ordinary customer, but deposit on day the insufficient 5000 Yuan of remaining sum will take administration fee. ( newspaper reporter Huang Dan trainee Shen Ding)
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