The bank second suite loan of foreign capital is unit temporarily with individual

WhenItExpression or delay or the second suite loan detailed rules and regulations of modification when, national city bank of New York has become , is the first to put out the bank of foreign capital of room loan detailed rules and regulations. Reporter today since Hu the other last few banks of foreign capital learn , now, grant and the application of second suite loan do not get influence , are that unit limits 2 sets of room temporarily with "individual". Besides, according to internal personage, reveal that is under the condition that the prison department of the senior level does not enact further detailed rules and regulations , Hu last bank the region that enacts probably to unify standardWebsite.

The relevant responsible persons of national city bank of New York( China) express today that the major content of this trip detailed rules and regulations includes: For second cover loans to buy the customer of room application , conducted first payment proportion is at least forty percent of, loan interest rate in the standard basic very best superficial 10% of interest rate. Second suite is taking individual as unit to believe , at the same time after loan is settled , loaning again buy room, can still cover housing as headCosmetics.

It is plentiful to remit , dregs dozen and the substandard capital bank of East Asia expression, for the head of second suite, pay proportion as well as loan interest rate has been carried out according to center trip standard, as to second suite limit etc. detailed rules and regulations is still discussing further, will enact result as soon as possibleAdult.

Besides, the few bank of foreign capital stillMakeGuest opensThe.

Reporter is still from East Asia today , remits plentiful substandard capital trip to learn that now, grant and the application of second suite loan are not hindered , still go on as usual. Remit plentiful expression ,such as being applying for process , detailed rules and regulations is enacted , is carried out at once according to new detailed rules and regulations. And on the problem of limiting second suite , few bank is unit temporarily with "individual", at the same time after loan is settled , loaning again buy room, have been also been regard as first set housingThe masses.

And as we have learned, the bank of foreign capital does not join center trip so far to solicit letter system , has certain difficulty on believing second suite. Present East Asia , remit plentiful, colored flag and dregs the banks such as dozen are soliciting credit data systematic and center trip letter system joins test. After formal connection, center trip and the trip of foreign capital may carry out two-way inquiry in, capital bank may also solicit letter system through center trip to inquire customer when the trip loan condition of foreign capitalDesigner.

Besides, as in Hu go up capital bank reveals , before Shanghai silver prison department has asked each domestic bank second suite loan new Zheng the possible problem in execution that met with written file is nominal to quote silver department prison. And reveal according to internal personage, at each home lately, the condition of would not show up takes off bank detailed rules and regulations, silver prison department and center trip Shanghai home office are now arguing to superintend organization through higher layer , come to give , make direction. When this channel the condition of can not carry out takes off , so pass through Shanghai bank same field public can unify to enact the room loan of Shanghai region new Zheng the possibility of implementing directiveness opinion will be greatData.