The partial banks of foreign capital enact room loan detailed rules and regulations

" second suite"

Reporter Liu Zhi of morning paper flies Li Qiang report from "9.27" room loan new since Zheng enact , the room loan detailed rules and regulations of the first batch of bank of foreign capital shows up first time. Yesterday, the limited company of national city bank of New York ( China ) reveals that the room loan detailed rules and regulations of this trip has been established completely. At the same time, the most of banks of foreign capital have also had got first draft , believe standard for the second suite that gets attention , each bank of foreign capital inclines in the more comfortable policy that keeps: It is taking individual as unit to believe , after loan is settled , loaning again buy room, can still cover housing as head.

The bank room

The major content of loan detailed rules and regulations includes the room of colored flag ( China ): For purchase the second customer that covers housing application to loan, according to the stipulation of center trip and silver prison meeting at least, 4 becomes conducted first payment proportion, loan interest rate in the standard basic very best superficial 10% of interest rate. For the problem of how to limit " second suite", the room loan detailed rules and regulations of colored flag China is made clear: Believe with individual for unit, at the same time after loan is settled , loaning again buy room, can still cover housing as head.

The relevant personages of colored flag( China) express that when superintendency department has not enacted , unification should be loaned before standard soon according to above-mentioned principle grant , is can say , this is the provisional detailed rules and regulations of a set of room loan.

And the room loan first draft of detailed rules and regulations of East Asia( China) that related responsible person shows and should be all right has been come out , now, is soliciting the opinion of each sub-branch, It is expected that next week can be determined. As revealing , according to present first draft, " second suite " believe that standard and national city bank of New York are similar. It is plentiful to remit ( China) hit with dregs( China) expression, now, it is still working out related room loan detailed rules and regulations, the possibility that enacts in this week is not large.

In the bank

The domestic trip of foreign capital mentions this Monday superintendency department ventilate meeting, thinking that superintend department have collected the bank opinion of foreign capital, may enact unified room loan afterwards to operate detailed rules and regulations. The bank of foreign capital shows , they will according to superintendency layer requirement, strict implementation room loan new Zheng every measure.

See from present condition, before the unified standard in superintendency layer announces , for" second suite" limit standard, in have enacted detailed rules and regulations the viewpoint held by the bank of foreign capital is basically consistent, having the place of dispute major is " is taking individual as unit, believe second suite still with family for unit ".

What deserve to be noticed is that let the room loan message of the bank of foreign capital be all right as soon as possible with center to solicit letter systematic network , is a superintendency difficulty that center trip is faced with.